Terms of Service
Last updated: June 7, 2026
1. Acceptance of Terms
By accessing or using MortgageTools.app ("the Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site. We reserve the right to update these Terms at any time, and your continued use of the Site constitutes acceptance of any changes.
2. Description of Service
MortgageTools.app provides free, browser-based mortgage and financial calculators, including tools for estimating monthly payments, amortization schedules, refinance analysis, FHA loan calculations, affordability estimates, and rent vs. buy comparisons. These tools are provided for informational and educational purposes only.
3. No Financial Advice
The calculations and content provided on this Site are for informational purposes only and do not constitute financial, legal, or mortgage advice. Results are estimates based on the inputs you provide and standard formulas. All calculations are performed locally in your browser. We do not guarantee the accuracy, completeness, or suitability of any information for your specific situation. You should consult with a licensed mortgage professional, financial advisor, or attorney before making any financial decisions.
4. No Warranties
The Site and all content, tools, and calculators are provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to: • Warranties of merchantability or fitness for a particular purpose • Accuracy or completeness of results • Uninterrupted or error-free operation of the Site We do not warrant that the Site will be free of viruses, bugs, or other harmful components.
5. Limitation of Liability
To the fullest extent permitted by law, MortgageTools.app and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site, including but not limited to: • Financial losses resulting from reliance on calculator outputs • Errors or inaccuracies in calculations • Interruptions or downtime of the Site Your use of this Site is entirely at your own risk.
6. Permitted Use
You may use the Site for personal, non-commercial purposes only. You agree not to: • Scrape, copy, or redistribute content from the Site without permission • Use automated tools or bots to access the Site • Attempt to interfere with or disrupt the Site's functionality • Use the Site for any unlawful purpose
7. Intellectual Property
All content on this Site, including text, graphics, calculator logic, and design elements, is the property of MortgageTools.app and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
8. Third-Party Links and Advertising
The Site may contain links to third-party websites (including PrimeTools.app) and display advertisements through Google AdSense. These third parties have their own terms and privacy policies, and we are not responsible for their content, accuracy, or practices. Inclusion of any link or advertisement does not imply our endorsement.
9. Privacy
Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy at mortgagetools.app/PrivacyPolicy to understand our practices.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in the United States.
11. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated revision date. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.
12. Contact Us
If you have any questions about these Terms of Service, please contact us at: MortgageTools.app Email: legal@mortgagetools.app